The Limitations of Refinancing Student Loans

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Interest rates are down, and the desire to refinance existing debt is up. Especially student loans. The past few years have seen a swarm of companies come on the scene with the purpose of helping facilitate the refinancing of student debt. A swarm of new companies means an avalanche of advertising. Like all good advertising, they make it seem like you're missing out by not using their services.

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The Risk of Using Home Equity to Pay Off Student Loans

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You had damn good timing!

You bought a house in late ’09 or ’10 after graduating college and getting a good job, maybe even starting a family. A few years later, with a rebound in both housing and the overall economy, your home is worth substantially more than what you owe on it....

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